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Non-Prime members can still get the card, but will only get 3% cash back from Amazon.

The new card also features no foreign transaction fee, and it carries a fairly typical annual percentage rate range of 15% to 23% — below the 26% APR on the existing Amazon Store Card.

You’ll want at least one revolving account to show some activity, even if it’s for a small amount.

It’s worth noting that if you are a small business owner, this calculation is one reason why you’ll want to consider using a small business credit card, especially if you make lots of business-related purchases or or carry balances.

The mid 70s saw most states recognize marital rape and in 1993 it became criminalized in all 50 states. It wasn’t until the 2012 London Olympics that women could compete in boxing in the Olympics. Before the No Fault Divorce law in 1969, spouses had to show the faults of the other party, such as adultery, and could easily be overturned by recrimination.

Amazon has introduced a new way to keep you in the Prime fold: 5% cash back.

(This chart describes which business cards report to personal.) However, most of these cards do report activity to at least one of the major business credit reporting agencies, and so those balances could affect your business credit scores.

Gerri Detweiler is Head of Market Education for Nav, which helps small business owners monitor and build strong personal and business credit, and create financially healthy companies.

The short answer is “no.” But if this factor is flagged as affecting your credit scores, you will want to be aware of when your issuers report and try to time your payments accordingly.

(An overall debt usage ratio, which looks at all revolving balances compared to all credit limits, will be calculated as well.) Higher ratios can hurt your scores.

In fact, FICO says that consumers with the highest scores tend to use less than 10% of their available credit.

Q: I pay off my credit card in full every month, but when I checked my credit score it said my balance is too high. While credit scoring models look at debt in a variety of ways, one of the most important calculations is your “debt usage” or “utilization” ratio, which compares the balance on each of your revolving accounts, such as credit cards, to its credit limit.

A: Other than payment history, debt is the second most important factor when it comes to calculating credit scores.

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